Growth

Working capital

You need strategies and solutions to help you navigate an uncharted environment. We can help.

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.

Our Working capital solutions

Commodities and Structured Trade Finance

Get access to expertise and a suite of trade finance solutions designed specifically for producers, traders and end users along the global supply chain for energy, metal and agricultural commodities.

Exports

Gain greater control over exports, improve cashflow and manage risks associated with international trade in goods and services more effectively using HSBC’s export finance facilities. Our global reach coupled with trade specialists who have in-depth knowledge can help you assess market risks.

Guarantees

Utilise our global reach and conduct your business with confidence, even where you lack established presence, through the use of guarantees and standby letters of credit.

Imports

Our import solutions allow you to, upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with your suppliers and receipt of payment from your buyers. Our import finance solutions offer flexible options to meet your individual requirements.

Working capital solutions

Open account

Use open account solutions including Supply Chain Finance or Receivables Finance to trade collaboratively with organisations that have a sound financial status or allow your trading partners to recognise yours. Thereby improving sustainability, profitability and partnership all whilst reducing risks across the supply chain.

Five tips for cash flow forecasting in uncertain times

Good cash flow projections are vital for corporates seeking to secure their survival and find growth in today’s challenging environment.

Australia in need of a 2020s vision

Australia is in need of a 2020s vision for its economy. The COVID-19 crisis, which is set to deliver the country’s first recession in 29 years and has come at a significant human cost, should also be the springboard for a comprehensive economic reform agenda to support a swift post-virus economic recovery.