Commercial Cards

HSBC Commercial Cards help you to manage your company’s travel and entertainment payments and day-to-day expenses more effectively, giving you greater visibility and control over your business expenditure. With a range of solutions to suit your business whatever its size, our Commercial Card Programme can help you to reduce costs, negotiate better terms with suppliers and more effectively manage working capital.

HSBC Corporate Card is a simple way for you to effectively control your business expenditure and manage working capital more effectively, supported by the convenience of powerful online management and reporting. You can use the card for everyday travel and entertainment needs, as well as paying for goods and services.

The HSBC Virtual Card is a convenient card-free payment and financial management solution for businesses and is one of the most secure ways for making large value, high volume or repeat payments to suppliers. You have control over your spending with HSBC’s Virtual Cards Online Portal, which allows you to generate unique account and card numbers for each transaction and pay immediately and provides convenient reconciliation and personalised reporting.

Transform the way your team manages expenses with our digital wallet-enabled mobile virtual cards. Whether it’s issuing instant temporary cards for contractors or interns, supporting employee per diems, paying for emergency travel costs or purchases – this functionality provides your team with more spend options and flexibility, while you retain full visibility and control over card usage.​

The HSBC Purchasing Card allows your authorised employees and suppliers to manage day to day expenses, whether it is for stationery, computer supplies, training courses or other procurement needs. Together with the HSBC online reporting platform MiVision, it can help standardise and streamline the procurement process, provide cost savings and increase financial visibility.

The HSBC Central Travel Account is a complete travel payment solution to complement your HSBC Corporate Card, allowing you to centralise your travel bookings directly by lodging the forex card with your travel agency. Together with powerful online management and reporting, control is firmly in your hands.

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.